Is this a scam?

"Grandma, I'm in jail." A cloned voice, a frantic story, and urgent bail money by wire transfer.

"Your card is changing." Medicare never calls asking for personal information like your Social Security number.

A soldier overseas. A widowed doctor. Months of trust, sometimes with AI-generated photos, then a request for money.

"Unpaid toll — pay now or lose your license." The link steals your card.

"Suspicious charge: move your money." Real banks never ask you to move money to "secure" it.

No government agency or utility accepts iTunes or Amazon gift cards.

A sudden warning that tells you to call a phone number is a major red flag. Don't call it. Close the page and check with someone you trust.

Real investments carry risk, so a promise of "guaranteed returns" is a warning sign.

"Package undeliverable — confirm your address" leads to identity theft.